Entrepreneurship

What does an accountant really cost in 2026? The real maths

The annual fee is only half the bill. The other half is your time — and it has a price.

Accounting team8 min read

Ask three firms for a price and you will get three figures that are hard to compare. Not because they are opaque, but because they do not cover the same services.

What the headline fee covers

Usually: bookkeeping, VAT returns, the tax return and the annual accounts. Usually as well: not payroll, not interim statements, and not support in the event of an audit.

  • Item

    Bookkeeping and returns — micro-business

    Annual range
    €600 to €1,200
  • Item

    Bookkeeping and returns — company of 1 to 3 people

    Annual range
    €1,500 to €3,000
  • Item

    Payslip

    Annual range
    €15 to €25 per payslip
  • Item

    Interim statement

    Annual range
    €300 to €600 each
Indicative market ranges, to be confirmed depending on the region and how complex the file is.

The cost nobody invoices

Gathering receipts, chasing, answering questions, correcting: between thirty and sixty hours a year for a simple company. Valued at the owner’s hourly rate, they often weigh more than the fee itself.

30 to 60 hTime a small-business owner spends on their accounts each year, not counting meetings with the firm.

The lines that land during the year

  • Taking over a financial year badly kept by the previous firm.
  • A VAT adjustment covering several quarters.
  • Support during an audit, billed by the hour.
  • Late-filing penalties, which are not fees but still have to be paid.

How to compare fairly

Add up the annual fee, the excluded services you will need, and the value of your hours. The ranking often changes order. It is this full calculation, and only this, that tells you whether a firm is expensive.